It’s important to make your aqua credit card payment fully. This means you have to make at least the minimum payment each month – a sum equivalent to the aggregate of interest, default sums plus 1% of the balance that is appeared on your statement (least £5, or the full balance if less than £5).
You additionally need to ensure you remain within your agreed credit limit.
if you are facing bad credit score as a hurdle to payday loans, home financing, car loan or some other cards like Everyday, Avios or RBS. By having AQUA, you can construct or repair your credit rating, and likewise, you have the capacity to expand your credit limit. This way, you would be able to get other options as well.
Easy Aqua Card Payment Plans
Paying to Aqua is very easy. There are some ways whether you need to pay up all required funds every month or spread your payments, you can look over one of the six following choices:
Aqua Credit Card Payment By Direct Debit
Aqua also takes automatic instalments by direct debit payment options. They take a base instalment, full balance, a level of your balance or a set sum every month, whichever consumer incline toward.
For more details call 0333 220 2691.
On the off chance that you pay by Direct Debit, the cash will be taken from your bank account roughly 17 days after the issuance of the statement.
Aqua Credit Card Payment “Online”
You can make an online payment by your own bank account or on the aqua website www.aquacard.co.uk. After this, you have to wait for at least 3 working days before the due date.
Payments can also be accepted by using the Faster Payment Service. In case you have missed your payments due to any reason, you can call on 0333 220 2691.
Aqua Payment By POST
For doing this, Complete the payment slip and send it with a cheque in the envelope provided by the post office. You have to ensure the cheque is made payable to the account holder, with the 16 digit credit card number in the payee line.
Under no conditions should the check be made payable to the Bank as it may not be acknowledged. You have to wait for 7 working days for your payment to reach the bank.
Payment By GIRO
Your payments can also be made by GIRO. For this, Call into any UK bank showing the sign of MasterCard. Then complete and hand in the Giro Credit Slip with the cheque or cash. Some banks may charge a fee. Remember, Payments should be made at least 5 working days before the due date.
Payment By STANDING ORDER
Another option for credit card payment option is to set up a standing order. You have to contact the bank which is holding your current account for this.
You’ll need to check that your payment will reach your account by the payment due date and make sure the amount covers the minimum payment (as this will vary).
For all the above process you have to provide the following details to your bank:
Aqua Sort Code (30-00-00)
Aqua Account Number (00282448)
Your 16 digit account number as your reference
Paying Through Telephone Banking Service
If you want to pay your account using Telephone Banking, you will have to provide the following information to your bank:
- Aqua Sort Code (30-00-00)
- Aqua Account Number (00282448)
- Your 16 digit account number as a reference
Keep in touch with your Telephone Banking provider that your payment will reach your account by the shown due date.
A missed payment put you in the risk of damaging rating. Occasionally even careful customers miss too.
What should be the consequence of missed credit card payment?
Calling your credit card provider to let them know the cause and let them know how soon you will be able to make up the amount can help you save potential damage.
However, continued late payments affect your credit score badly.
Failure to meet up payments in time may result in a charge-off, whereby a creditor states that debt is unlikely to be collected which can be resulted in a negative mark to credit score.
On the other hand, maintaining a spotless balance sheet could reward you positive interest rate cuts and other noted profits. Meeting payments on time and monitoring overspending will maintain score in a good shape.